"Stormy Future for U.S. Property/Casualty Insurers: The Growing Costs and Risks of Extreme Weather Events", a Ceres report, examines how extreme weather trends may be a harbinger
of significant challenges ahead for a sector in which many companies
are already confronting profitability and growth challenges. This
analysis is based on a careful review of U.S. property/casualty
insurance industry financial results as reported by A. M. Best Company
in early 2012. 1212